Security Freeze for “Protected Consumers” The same time periods above apply to a temporary removal of your security freeze. You also have the option to lift the freeze temporarily for a period of time specified by you, free of charge.3 business days after receiving the request by mail.
1 hour after receiving the request by toll-free telephone or secure electronic means.The security freeze will be removed no later than: Upon your request, the security freeze can be removed free of charge.The nationwide consumer reporting company’s webpage must also allow you to request a security freeze, an initial fraud alert, an extended fraud alert, and an active duty fraud alert.They must also tell you of how to remove the security freeze. A nationwide credit reporting company must send you a written confirmation of the security freeze no later than 5 business days after the security freeze is placed.If the request is made by mail, the security freeze must be placed no later than 3 business days after receiving the request. A nationwide credit reporting company must place a security freeze within 1 business day of your request if made by telephone or secure electronic means.Equifax: Take control of your Equifax® credit report, (800) 685-1111.
For more information, visit the nationwide credit reporting companies' websites or call the numbers below: You can place a "freeze" on your credit file at any time, but you must contact each credit reporting company. Other credit reporting companies, for example employment or tenant screening companies, might charge a fee to place and lift a security freeze based on your state laws. The federal law requiring free security freezes does not apply to someone who requests your credit report for employment, tenant-screening, or insurance purposes. Under a federal law effective September 21, 2018, you can freeze and unfreeze your credit record for free at the three nationwide credit reporting companies – Experian, TransUnion, and Equifax.